Experts predict a sharp increase in the number of bankruptcies in 2024

Photo: depositphotos/AllaSerebrina

More than 22 thousand citizens went bankrupt in January–March 2024, reports the newspaper “Izvestia”. This is 68% higher than the same period last year, according to data of the Federal register “Medresurs”.

In the first quarter of 2024, in absolute terms, the growth of insolvency are the Moscow – 1.4 thousand (+40,5%), Moscow oblast – 1.3 thousand (+64,2%) and the Krasnodar region is 1.2 thousand (+to 117.8%). In the whole country for three months were 15 new bankrupt on 100 thousand population.

the head of the “Medresurs” Alexey Yukhnin stated that the consequences of the crisis in the form of faster growth in the number of bankruptcies will be visible not earlier than in a year. Now, making predictions is difficult, as it is unknown as to how much higher the unemployment rate in the country, explained the CEO of United credit Bureau, Artur Alexandrovich. He added that some borrowers will not be able to use credit vacation because of the size of the limits.

a ban on the procedure of insolvency is one of the measures to help companies cope with the shock. It is used in Spain, Switzerland and Australia, said Yukhnin. According to the Director of the Institute of strategic analysis FBK Grant Thornton Igor Nikolaev, adopted a moratorium to soften the situation, but the wave of bankruptcies not to avoid in 2024.

4 April, the government banned the creditors to apply for bankruptcy. Innovation does not apply to procedures individuals.

the meaning of the adopted measures by the authorities is that the business has taken steps to prevent a potential bankruptcy, says a senior legal Advisor, legal practice of KPMG in Russia and the CIS Denis Muchamedgaliev. Partner of advocate Bureau “Pleshakov, Ushkalov and partners” Elena Yakusheva believes that the prohibition in terms of pay by the employer and transfer, not cancellation of taxes will not reduce the number of bankruptcies of businessmen.

to Minimize the bankruptcy, declare eelectrostatic experts, will help the delay performance requirements for taxes and fees, and not only commercial contracts. In addition, they propose to expand the list of industries that will be supported.

For individuals the situation may change if the process for simplifying the insolvency is brought to an end. Now bankrupt may be only citizens whose debt exceeds 500 thousand rubles, and overdue – 90 days.

on 6 April it became known that the Russian banks will start to issue interest-free loans to the business for payment of wages. The Central Bank will allocate 150 billion rubles. First of all funds will go to Sberbank, VTB, MSP Bank, Promsvyazbank, Gazprombank, Alfa-Bank and “Opening”. Since April 8, they’ll give cash to entrepreneurs for support.

Prime Minister Mikhail Mishustin announced that the bankruptcy will be free. You can apply on your own. For this you need to place the data in the Unified Federal register of bankruptcy information. To get rid of debt will those, whose duty will be from 50 to 700 thousand rubles.

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