Central Bank announced the order of charge of percent in credit vacation

Photos: Moscow 24/Nikita Simonov

the Central Bank has told about an order of charge of percent in the period of vacation credit that has been declared the pandemic coronavirus infection. About it reports “Russian newspaper”.

the Bank said that during credit vacation loan interest will continue to accrue to citizens. In particular, the interest on the mortgage will remain the same as in the contract. While credit cards and consumer loans provides concessional scheme – plan to charge two-thirds of the average market rate for similar type of loan. The cost will count on the Bank of Russia.

the Order of payment of interest the borrower can be different. So, credit card first installment will have to do so within 30 days after the end of the vacation, and repay interest during the period of 24 months. For consumer loans the interest will be closed monthly payments.

While mortgage payments must be done after the payment of regular monthly contributions.

“If you have the ability to pay feasible for you amount to lender during the grace period, these payments will be made to reduce the principal on the loan, which will reduce the amount of interest charged,” said the Central Bank.

2 April, the Federation Council approved the law on credit breaks for citizens and business. Is available to entrepreneurs most affected by the coronavirus

Earlier, the Central Bank advised banks to create services check applications for vacation credit. It was reported that the function will operate remotely.

Experts said, who can count on a delay on debt payments. Experts said this on air of the TV channel Moscow 24.

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